Implement conditional acceptance rules for deposits and fixed and rolling reserve
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What is Prospect?

Prospect is a new generation credit and risk solution built to support merchant on-boarding and dynamic in-life management. In a sector of the industry that is often dominated by manual processes and a dependency on legacy, expensive, hard to administer systems, technologi have created a platform for a new generation of payments businesses.

Credit risk and fraud is a rapidly evolving and sophisticated challenge where even minor oversight can cost the industry materially. Prospect is about bringing together a combination of information collected from the customer, combining it with 3rd party data, industry trend analysis and insight learned from existing merchants through machine learning and big data analysis within that sector to form a live picture of potential risk and exposure.

Industry Insight

Potential Liability Calculation

Merchant Supplied Information

Scheme Tools (VMAS/MATCH)

3rd Party Data

Transaction History Analysis

Prospect highlights

On-boarding and in-life risk management in one global solution

Prospect delivers a solution that allows you to meet regulatory and scheme obligations and secure your credit exposure whilst also responding to the immediate demands of merchants both during boarding and the lifetime of the service.

Create rules based on live experiences

With the ability to combine hard data such as credit score or MPL along with your existing industry knowledge, you can fully influence your decision making.

Integration flexibility

Prospect can be incorporated into an existing Revolution installation or operated as a standalone service integrated via a REST web services API whilst maintaining the benefit of the UI for rule administration.

Dynamically amend rules and create triggers

Quickly add or edit rules using different assessment factors and grouped by type and MCC.

Identify and respond to emerging risks

By monitoring the existing back book coupled with industry insight, Prospect allows you to quickly respond to emerging trends ensuring your credit losses are reduced.

Simple and cost effective implementation

As a platform that has been built for a new generation of PSPs and FinTechs, Prospect is quick, easy and cost effective to implement and manage.

Compatible with Velocity

Use in conjunction with Velocity, the technologi settlement engine, to implement conditional acceptance rules for deposits and fixed and rolling reserves.

technologi, provider of financial services technology

technologi is a provider of customer boarding, risk management, in-life maintenance, big data analytics, money settlement and gateway services.

Our non-intrusive technology allows our customers to create a service layer to deliver exceptional customer experiences and market leading innovation without reinventing their core platform or increasing their appetite to risk, but whilst improving efficiency and reducing application drop out.

Tailored service suites for you business

Innovate around the periphery, provide a services layer on top of existing infrastructure.

Payment Facilitator

Obtain and maintain compliance. Meet on-going obligations. Open up opportunities without taking unnecessary risk.

ISO (Independent Sales Organisation)

Improve boarding efficiency field, over the phone. Merchant self-boarding through your partners / agents.

Bank/Financial Services

Implement fintech style capability in even the most mature environments.


Boarding solutions (customer self-boarding, face to face and telephone boarding) utilising extensive 3rd party data integrations for efficiency and validation at point of sale. Acts as the umbrella across your internal systems, connecting you with your customer.


Customer credit and fraud risk assessment platform, calculating the risk of doing business with customers when boarding as well as a comprehensive in-life risk management platform, analysing big data to identify and respond to trends as they emerge.


Money settlement platform, that imports and rates transaction data, calculates settlement batches for onward distribution to customers. It has extensive functionality including the ability to set deposit, fixed and rolling reserves.


Big data analytics, used to create insight and identify trends within raw financial transaction data. Analytics provides a graphical insight nd summary data that can be used to support informed decisions both for service provider and the customer.

Why work with technologi

technologi revolution on mobile device
Extensive integrations

More 3rd party data providers, more acquirers, more tools and more integrated features than any other solution.

Time to market

Get your capability to market quicker using the technologi ecosystem.

One global solution

Extensive global coverage, you focus on your product roll-out, we will make it happen for you around the world.

Pick what you need

Don’t contract to capability you don’t need, pick and choose the suite combination to fit your requirements.

Focus on your core capability

Don’t be distracted from your core capability, let us provide the service layer for you to deliver exceptional customer experiences.

API, UI or hybrid

All the options to suit whichever way you want to take advantage

Businesses we currently work with